Afterpay lets you split your dental bill into four equal fortnightly payments, interest-free. It’s quick to set up, with approvals typically within minutes. Perfect for treatments up to $2,000 with no hard credit checks.
Humm gives you flexibility to cover both small and large dental treatments—borrow up to $30,000 and repay over up to 5 years. Choose from short or long-term plans with interest-free options depending on the provider.
Zip lets you get the dental care you need now and pay later with flexible repayments. Zip Pay is great for smaller treatments, while Zip Money covers more extensive work—with interest-free terms available at participating clinics.
Payright is ideal for planned or cosmetic dental treatments over $1,000. You can spread the cost over up to 5 years, with fast approval and custom repayment options to suit your budget. Interest may apply based on your plan.
You may be able to access your superannuation early through the ATO to cover essential dental treatments. This process requires medical evidence and can take a few weeks, but it’s a valuable option if you don’t qualify for traditional finance.
